http://www.homemortgagequick.com Home Mortgages made easy. Home mortgages explained in easy to understand terms. en-us Sat, 04 Sep 2010 23:18:23 CDT Sat, 04 Sep 2010 23:18:23 CDT http://www.homemortgagequick.comhttp://www.homemortgagequick.com/My_Account/cgi-bin/tools/logos/homemortgagequick.com.png http://www.homemortgagequick.com/ Home Mortgages made easy. Home mortgages explained in easy to understand terms. Sat, 04 Sep 2010 23:18:23 CDT http://www.homemortgagequick.com/articles/4608/Do-I-Qualify-for-a-Mortgage?... To qualify for a mortgage, most lenders require that you have a debt-to-income ratio of 28/36. That is, no more than 28 percent of all your monthly income (before taxes) can be used for housing, and no more than 36 percent of your monthly income can be used to pay your total monthly debts (including your mortgage payment). They will consider any ... 2009-04-01 http://www.homemortgagequick.com/articles/4609/Steps-to-Apply-for-a-Mortgage:... Steps to Apply for a Mortgage:A home mortgage is a substantial obligation, and it requires some considerable work and thought. These are the basic steps you can expact:1. Visit your selected lender and complete a Uniform Residential Loan Application. It requests information about your income, assets, liabilities and a description of the property ... 2009-04-01 http://www.homemortgagequick.com/articles/4610/What-about-Refinancing-a-Mortgage?... Refinancing Your Mortgage:Refinancing is getting a new mortgage with all or a portion of the loan used to pay off the original mortgage.Refinancing can be a good idea for homeowners who want to lower their monthly payments by getting a lower interest rate loan when interest rates drop. You might also want to convert your loan from an adjustable-r... 2009-04-01 http://www.homemortgagequick.com/articles/4531/About-Home-Mortgages... This site is about mortgages. When we first shopped for a home the mortgage process was a mystery - very frustrating. So when we discovered the domain homemortgagequick.com was available we decided to create a site to help others understand the mortgage process. Let me say in all honesty that we are in no way involved in the mortgage business ... 2009-04-01 http://www.homemortgagequick.com/articles/4603/What-is-a-mortgage?... What Is a Mortgage?Not many home buyers have the cash to buy a home, so they borrow money from a lender in the form of a mortgage. A mortgage is a long-term loan from a bank, thrift organization, mortgage broker or a credit union. The house and the land it is built on serve as the collateral for the loan. This means that you agree to forfeit your... 2009-04-01 http://www.homemortgagequick.com/articles/4604/Who-Gets-involved-in-the-Mortgage-Process?... Who Gets Involved in the Mortgage Process?The Buyer and the Seller - the seller is offering the property for sale, and the buyer wishes to purchase the property. These individuals usually work through others to negotiate an agreement to purchase the property.The Seller - The person or business offering the property for sale. The Real Estate Agent -... 2009-04-01 http://www.homemortgagequick.com/articles/4605/How-Does-a-Mortgage-Work?... How Does a Mortgage Work?Because most people do not have the cash to purchase a home, they obtain a home loan, or mortgage, to help pay for it. The things below are part of the mortgage and the mortgage or loan process. The Annual Percentage Rate (APR) - The annual percentage rate is the cost of the loan expressed as a yearly rate. All lender... 2009-04-01 http://www.homemortgagequick.com/articles/4607/What-Are-the-Various-Types-of-Mortgages?... What Are the Various Types of Mortgages?There are many different types of mortgages, and you should contact several lenders to decide which fits your needs best.Some of the most common mortgages available today include fixed-rate mortgages and adjustable-rate mortgages.Fixed-Rate Mortgages - A fixed-rate loan has an interest rate that stays 'fixe... 2009-04-01 http://www.homemortgagequick.com/headlines/news/ News Headline :Home Mortgages made easy. Home mortgages explained in easy to understand terms. Sat, 04 Sep 2010 23:18:23 CDT http://www.homemortgagequick.com/resources/partners Other Resources :Home Mortgages made easy. Home mortgages explained in easy to understand terms. Sat, 04 Sep 2010 23:18:23 CDT http://www.homemortgagequick.com/watch/videos Videos :Home Mortgages made easy. Home mortgages explained in easy to understand terms. Sat, 04 Sep 2010 23:18:23 CDT http://www.homemortgagequick.com/exm/Mortgage_Reading/ Here are some book suggestions for buying a home and obtaining a mortgage. A small investment now could save you a lot in your home purchase. 2009-04-01